Skipping ahead a bit to August. I had my last round of appointments and had my EGD. aka endoscopy. The cost of the surgery for me was my maximum out of pocket for the year which is $2,600.00. This must be paid completely by the time the surgery happens. But between the heart echo I was required to get for clearance ($900 some dollars), the copays, and the endoscopy, I only had about $700 left when it was time for surgery.
So all my stuff is paid up. It helped to just pay the bills as they came along to avoid that big hit right before the surgery.
During this whole process you are assigned a case worker. They are the ones that take care of you insurance, make all your appointments, and answer general questions. They can be a little hit or miss, but for the most part, they are kind. The problem is they can be slow to respond or get a little curt with you. I made sure to let all of that roll off my back as to not add more stress to the situation. First, they aren't going to help me MORE if I bitch and moan at them. The only inconvenience they caused me was my time and my patience. Nothing was dropped or forgotten, I just had to wait. I tried to imagine all the idiotic emails they were getting from all their clients and tried to make sure I wasn't that person. I had seen the KCBC facebook page, there are some weirdos out there.
Final Timeline:
When you get to the end, the waiting in between these dates is tough, so here is timeline to let you know what my experience was.
8/20/20 - had my final endoscopy
8/24/20 - Authorization was sent to my insurance company
9/1/20 - Approved for surgery by my insurance
9/9/20 - Received a surgery date
9/21/20 - Liquid diet is to begin
9/23/20 - Pre surgery Covid test
9/28/20 - Surgery
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